Ways to Give
The Denver Foundation can receive gifts of all sizes and types, and specializes in complex gifts. The Foundation's Gift Acceptance Policy is available upon request from the Foundation's office.
If you have any questions, please call our Philanthropic Services Group at 303.300.1790. Or click on this link to learn how to Open A Fund.
Gifts of appreciated securities (bonds and stock, including stock in closely held companies) may be used to establish a fund. Such gifts often provide important tax advantages. Their full fair market value is deductible as a charitable contribution up to 30 percent of your adjusted gross income. As with gifts of cash, deduction amounts exceeding this limit may be carried forward for up to five additional years. The added benefit of giving appreciated securities is the avoidance of the capital gains tax on the appreciated portion of the gift. Gifts of closely held stock enjoy the same tax benefits as with publicly traded stock.
Gifts that pay you income: Charitable trusts & annuities
Our Philanthropic Services Group is pleased to provide you with a free, personalized analysis regarding charitable trust vehicles and other gift planning options. As these giving vehicles are complex and related to other estate planning, we encourage you to also work with your legal or financial advisor. If you have questions, please contact the Philanthropic Services Group at 303.300.1790.
Charitable Remainder Trusts
The Denver Foundation can administer charitable remainder unitrusts and annuity trusts, both of which pay lifetime income to you or other named beneficiaries.
Establishing a trust is complex and you establish a charitable trust with the assistance of your legal and financial advisors Cash or property is transferred to the trust. The income beneficiaries receive annually an amount equal to a fixed percentage of the trust's fair market value (unitrust) or a fixed dollar amount (annuity trust). Upon termination of the trust, the assets are transferred to your named charitable fund to support your charitable giving goals.
Charitable Lead Trusts
A charitable lead trust is a powerful way to fulfill multiple charitable interests and limit gift, capital gains, income, and estate taxes for heirs. During a specified time period or the lifetimes of the donors, a Lead Trust pays an annual fixed annuity to The Denver Foundation. After the designated period, the trust will terminate and transfer its remaining assets to the designated heirs, tax free.
Charitable Gift Annuities
A charitable gift annuity from The Denver Foundation is a way for you to receive a guaranteed income for life and an immediate income tax deduction, while at the same time, leaving a legacy to the charitable cause of your choice.
Through a charitable gift annuity, you receive a fixed stream of income for life. After paying the lifetime annuity to you and your spouse, the remaining principal is transferred to your named charitable fund to accomplish your specific charitable goals. Our payments to you are based on your age; the older you are, the higher the rate. If the annuity is for you and your spouse, the calculation is based on your joint ages. If you need the deduction now, you can use our deferred plan and receive the income tax deduction now, but begin receiving payments when you reach a specific age. An annuity can be an excellent complement to your existing retirement plan.
Would you like to use real estate to fund your charitable donation? Some gifts of real estate can be used to fund charitable trusts or other life-income vehicles. Gifts of real estate can be used to create donor-advised funds, a designated fund for your favorite organization, or a fund to support your preferred charitable area of interest. Gifts of real estate can also be given directly to The Denver Foundation's Community Endowment. If you are considering this option, we would be happy to discuss your circumstances with no obligation. Please contact the Philanthropic Services Group at 303.300.1790.
A cash gift is the simplest way to establish a fund or support The Denver Foundation and its work. Cash gifts are fully deductible up to 50 percent of your adjusted gross income in any one year. Deduction amounts exceeding this limit may be carried forward for up to five additional years. If you would like assistance in making your gift of cash or if you would like cash wire instructions, please contact the Philanthropic Services Group at 303.300.1790.
A cash gift to The Denver Foundation's Community Endowment makes a difference for generations to come. Click here to learn more.
Life insurance policies can be used as charitable gifts. If you name The Denver Foundation as the owner and beneficiary of an existing or new life insurance policy, you receive an immediate tax deduction, which usually approximates the cash surrender value of the policy. All premium payments made by you thereafter will be deductible as a charitable contribution. You can then work with the Foundation to determine how the proceeds of your insurance policy can be used for charitable endeavors in your areas of interest.
If you have questions about how to make a gift of life insurance, please contact The Philanthropic Services Group at 303.300.1790.