Feeding the Multitude

COVID-19 Update

Due to restrictions related to COVID-19, please submit all applications via email to aschubertzhang@denverfoundation.org.

Please note that the Colorado Nonprofit Loan Fund provides bridge loans to a known and verifiable source of repayment at 4% interest. We have waived the $175 application fee and the $225 loan origination fee at this time. Please contact Amy with any questions and to submit an application.

Colorado Nonprofit Loan Fund

Bridging Cash Flow Needs

The Colorado Nonprofit Loan Fund, formerly the Community Cash Flow Fund, has funds available for loans to nonprofit organizations to help bridge cash flow timing problems. Loans from $1,000 to $50,000 can be obtained for a maximum period of eleven months. Interest is the prime rate or 6.5%, whichever is higher, and is only charged on funds that are drawn.

  • Any 501(c)(3) organization in Colorado who is not able to obtain bank financing is eligible.
  • CNLF makes loans from $1,000 to $50,000. Loans greater than $50,000 may be considered under special circumstances.
  • The maximum loan term is 11 months.
  • Loan applications are reviewed monthly and must be submitted by the 5th of the month for review later that same month. Urgent requests can be accommodated.
  • Loans are low cost and interest is only charged on funds which are drawn. There is a $175 loan application fee. If your loan request is approved and you draw down the loan, there is a $225 loan origination fee.

Need more information? Download the full brochure [PDF].
Download the Colorado Nonprofit Loan Fund application [PDF] and complete by hand.
Download and complete the CNLF Application [PDF] as a fillable pdf.

For more information, please call Amy Schubert-Zhang at (303) 300-1790 ext 148 or send an e-mail.

Colorado Nonprofit Loan Fund Board of Directors

Tom Brinegar, President
Vice President, PEAK Resources, Inc.

Randall Baum, Vice President
Chief Investment Officer, Denver Employees Retirement Plan

Janice Fritsch, Secretary
President, Kenneth King Foundation

Tony Curcio
VP, Environmental Division, Iron Woman

Rocco Dodson
Attorney at Law

Deidre Johnson
Executive Director. Center for African American Health

Russ Shaw
Senior Trust and Fiduciary Specialist, Wells Fargo Bank

Paul D. Stanford
Senior Vice President, Commercial Banking

Cindy J. Willard
Principal, Cindy J. Willard Consulting

Rick Zwetsch
Principal, interSector Partners, L3C, interSector Talent

Treasurer (non-voting)
Dan Lee
Vice President of Finance, The Denver Foundation

CNLF Administrator
Amy Schubert-Zhang
Grants Administrative Associate, The Denver Foundation


Emergency Loan Committee

Tom Brinegar, President
Randy Baum, Vice President
Rocco Dodson, Immediate Past President